The financial aspects of buying a property can seem overwhelmingly complex. At Stringer Mann, we know how important it is to make the right decision and our team of advisers are here to help. We aim to demystify the terms and provide you with the information you need to make informed decisions. From first time buyers to equity release, we enable you to invest in your future. 

Tailored Mortgage Solutions

No two clients are the same, so we take the time to understand your aspirations. The financial solutions we recommend will help you move from your current position towards that goal. 

We offer a comprehensive range of mortgages, from across the marketplace. These include options for the self-employed, Help-to-Buy, buy-to-let*, self-builds, holiday homes in the UK, ex-pats and commercial* borrowers. 

We also offer intergenerational mortgages for parents and grandparents wishing to help their children and grandchildren onto the property ladder.

First Time Buyers

Whether you’re taking your first step onto the property ladder, or you’re a parent looking to help your child purchase their first home, we can access an appropriate mortgage solution that suits your needs. Furthermore, we will manage the application process from start to finish, relieving you of much of the stress. 

New Home Purchases

Buying a new home can be a daunting and stressful process, but our qualified mortgage Partners can guide you through the maze of options – fixed rate or tracker, flexible or offset - and support you every step of the way, from application to completion. 

We have access to a comprehensive range of mortgages from across the market, which lenders make available to mortgage intermediaries for which we will be paid a procuration fee by the lender. 

Home Remortgaging 

Whether it be to raise capital against your property, carry out home improvements or simply reduce your monthly expenditure by taking advantage of more competitive rates, we will manage your application from start to finish, alleviating the burden and stress on you. 

We can offer a comprehensive range of mortgages from across the market, which lenders make available to mortgage intermediaries for which we will be paid a procuration fee by the lender. 

Mortgage Protection

Securing a mortgage and buying a home gives such a sense of achievement, however, this is the first step in the process. You have the keys to the door and can start planning the interior layout, but you need to keep up the monthly repayments. 

As life can be unpredictable, we offer mortgage protection policies. Life insurance or income protection provides you and your family with peace of mind that the mortgage bill will always be covered. 

Equity Release* 

Whilst this may not be appropriate for everybody as there are a number of factors to consider, as a homeowner, over the age of 55, you may have the option of releasing the equity held in your property. A lump sum or regular income payments could supplement your pension, helping you to enjoy life, free of financial worries.

In making you fully aware of the options and points for consideration, our advisers can help you make an informed decision about equity release. 

Mortgage Advice

If you have questions about any of the types of mortgages mentioned above or are looking for mortgage advice, please contact David Milbourn on 01442 874888 or via email to david.milbourn@sjpp.co.uk to arrange a confidential appointment. Watch David’s introduction video.

Your home may be repossessed if you do not keep up repayments on your mortgage. 

* Commercial and some Buy-to-let mortgages are not regulated by the Financial Conduct Authority.

** This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration.